MM2H Golden Visa for UK Couple with Two Kids
As the cost of living in the UK continues to climb, more Brits are looking for a fresh start elsewhere. Malaysia's Golden Visa, its so-called
Malaysia My Second Home visa, is emerging as a rather attractive solution.
Let's take a hypothetical Liverpool-based couple, working as teachers, with two kids, as an example. For this family,
MM2H offers a promising opportunity to raise their family in a more relaxed, sun-filled environment. Having saved a fair amount of money, this family can support themselves pretty generously by renting out their home in the UK, all the while living an expatriate lifestyle in Malaysia. MM2H provides the ideal framework for this transition, especially with the lucrative 5.5:1 Pound-to-Ringgit exchange rate rendering life in Malaysia much, much more affordable and, for many, more enjoyable than in today's UK.
International Schools
For starters, with their home in Liverpool generating steady rental income, the couple can comfortably afford to send their children to international schools in Malaysia, which are known for their high standards of education. In fact, Malaysia's international schools offer a curriculum comparable to that in the UK, but at a fraction of the cost. By leveraging their rental income, topped up with their savings, if and when required, UK parents can provide a world-class education for their children whilst enjoying a higher quality of life in Malaysia.
The other reason the lifestyle upgrade is possible is Malaysia's much lower cost of living. Clearly, this works out as an additional benefit for expats from the UK. Daily expenses such as groceries, transportation and utilities are significantly cheaper than in Blighty. With MM2H, holders of the MM2H visa can take full advantage of this, whilst continuing to earn rental income from their UK property. Incidentally, this cash flow, along with all other foreign-derived income, is fully tax-exempt for MM2H-holders. A windfall they get to enjoy each time they do a money transfer to Malaysia.
The family will also find that the fun things in life, such as dining out, entertainment and travel, are much more affordable than they're used to. In fact, it's safe to say that with their considerably greater spending power, they can experience quite a luxurious lifestyle, one they likely wouldn't be able to afford in the UK.
One of the other major perks of relocating to Malaysia is the chance to explore the country's stunning natural beauty. From the white sandy beaches of Tioman Island to the practically still untouched rainforests of Taman Negara, or the country's more temperate highlands, there's no shortage of outdoor activities for this family to enjoy together. With Malaysia's year-round balmy climate, they can spend their weekends hiking, snorkeling, or simply relaxing by the pool—an experience. Quite a contrast with life in Liverpool.
Robust Healthcare
Healthcare is another area where Malaysia excels. Just like its southern neighbour, Singapore, Malaysia boasts a robust healthcare system, with modern hospitals and well-trained medical professionals. In fact, both Singapore and Malaysia have become medical tourism hubs for the surrounding Asean countries and beyond. For a family with children, knowing they have access to quality medical care without the sky-high costs and long waiting times often associated with healthcare in the UK, this is an obvious relief.
Moreover, the social environment in Malaysia is welcoming and diverse, with a mix of local cultures
and a traditionally strong British presence in the burgeoning expat community. The family will have ample opportunities to immerse themselves in Malaysia's rich cultural heritage, whilst at the same time maintaining connections with fellow British expats. And since English is widely spoken in Malaysia, particularly in urban areas, the transition will be smoother than moving to a country where the language barrier could be more of an issue.
With several dozen countries releasing their own Golden Visa but most catering to the upper 1%, Malaysia's MM2H is considerably more attainable. This more favourable Golden Visa offers a perfect balance between financial and lifestyle benefits for UK families.
For everyone looking forward to a lifestyle upgrade and sunny skies, MM2H has the potential to be the gateway to a new, exciting chapter in their lives.
Want to learn more about MM2H, click
MM2H.co.uk